The Industry Panel for Financial Advice (IPFA) comprises some of the leading advisory firms in the mortgage market.
We’re passionate about the value of financial advice, and the important role it plays in helping people plan for and protect their future.
That’s why we’ve come together, to advocate on behalf of UK financial advisers and the customers we serve. We’re working with key decision-makers in the mortgage industry and beyond, to help drive strategic, regulatory and legislative change in the areas where we believe it matters most.
Because we believe everyone deserves fair, transparent, accessible financial advice.
Home ownership remains one of the biggest aspirations for young people and families who dream of climbing the property ladder from their first house to their forever home.
Yet this generation of first-time buyers face the toughest set of challenges yet. Rapidly rising house prices and increasing rents are impacting buyers’ ability to save for a deposit.
With inflation tipped to peak at 10% at the time of writing, the cost of living is set to become even more expensive making it more difficult to pass lenders’ prudent but strict affordability measures.
And all this is set against the backdrop of macroeconomic volatility and uncertainty. First from Covid which wreaked havoc on the country’s jobs market disproportionately affecting young aspirational buyers and now from the uncertainties of the war in Ukraine.
To help young people and renters overcome so many barriers to homeownership, it’s time for some different thinking.
In our first whitepaper, we call on legislators and industry decision-makers to implement practical changes to help solve the issues facing today’s first-time buyers.
Download your copy now.
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